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Speckle Loans: This is a small short term loan with lending amounts from 200 12 year personal loan with a pay back period between 3 and 12 months. Those collecting Centrelink benefits can qualify however no more than 50 of your total income can be made up of benefits. Good Money: For those living in Victoria on a low income or collecting Centrelink and need a loan, this is a great community finance company with multiple locations. They provide low and no interest loans to cover; vehicle repairs, educational and medical expenses, bills, 12 year personal loan and more.
StepUp: This loan is specifically set up for the low income group people and is dispatched as small personal loan, with low interest rates. These loans are meant to help people with low income, to manage any emergencies without ending up further in debt.
These loans are typically used to manage household and living expenses, like a second hand car, fixing your washing machine or any other household item.