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That adds up to 61 to 304 APR, which is high, but better than youd get from a payday lender. If you cant pay off a pawn shop loan before it comes due, the shop just keeps your stuff and sells it to someone else. Thats not great for you, since it means youve sold the item for a lot less than it was worth. But at least thats the end of the story. Your loan is paid, and you dont have to worry about debt collectors coming after you. Collect Your Paycheck Early. Instead of getting ace cash advance leesburg payday loan to get you through to your next paycheck, determine whether you can just collect your pay a little early.
If you work for a large company, go to human resources and ask whether you can get an advance on your paycheck. If you work for a small company, approach the owner. A payroll advance isnt the same thing as a loan.