The process takes a few minutes. Fill out our secure online form and we send an encrypted copy to an authorized lender to approve. Once you submit your information, you will be redirected to the lender's website where you can review the terms of the loan, including details about all the applicable rates and fees.
If you accept these terms, the lender will deposit money directly into your bank account as quickly as the next business day. Every inquiry received is handled with care and speed.
Your Loan, Your Business. We recognize a personal loan is a private matter.
To apply for a Metrobank Housing Loan, applicants must meet the following criteria: At least 21 years old and should not be older than 65 years old Filipino citizen, with fixed income or self-employed If foreigner, must have a permanent resident visa in the Philippines Employed applicants must have at least two (2) years of tenure with current employer Self-employed anz personal loan rate change must be earning at least P30,000 anz personal loan rate change have the same Gross Monthly Family Income (GMFI) for fixed income earners.
For Overseas Filipino Workers (OFWs): Has active employment, or renewedsigned a contract upon loan application Must be earning at least 1,000 (or P30,000) for self-employed individuals, or have the same Gross Monthly Family Income (GMFI) as fixed income earners. Land-based must be a technical or administrative staffofficer If employed for less than 2 years: Must have employment record locally in the last 5 years prior to becoming an OFW, or Employed as an OFW with different employers, or Has a combination of local and overseas employment.
Sea-based must be in an officer rank Has a combined contract duration of 24 months with current agency, or 48 months total work experience inclusive of previous agencies.
What are the documentary requirements required. Signed and completely filled-out Metrobank Home Loan Application Form Government-issued IDs with photo If Foreigner, Passport or ACR.
Recent Income Tax Return (ITR) Certificate of Employment (COE) indicating salary Latest three (3) months pay slip. Self-Employed: DTI or SEC Registration and General Information Sheet (whichever applies) Latest six (6) months bank statement with BOO Certification of No Overdraft Charges Two (2) years AFS and ITR.
Overseas Filipino Worker (OFW): If land-based, Certificate of Employment (COE) with e-mail address of employer If sea-based, latest POEA contract.
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