It relates to the amount and timing of value received by the consumer to the amount and timing of payments made.
We cannot guarantee any APR since we are not a becu credit cash advance ourselves. An APR can generally run between 6 up to 35. Loan products general have a 2-month minimum repayment term and a 84-month maximum repayment term. Before accepting a loan from a lender within our network, please read the loan agreement carefully as the APR and repayment terms may differ from what is listed on this site.
Please Read Carefully. This service is not available in all states. If you request a loan in a particular state where such loans are prohibited, or in a location where WhiteRockLoans. com does not have an available lender, you will not be connected to a lender.
In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal becu credit cash advance certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lenders rates and fees may be higher than state-licensed lenders.
Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
Mortgage Payments. If youre late paying your mortgage, most lenders charge you 4 to 5 of the payment as a late fee, according to Nolo.
And The Motley Fool calculates that for people with incomes up to 50,000, the average mortgage payment is 615 or less. So the average fee for a late mortgage payment would be no more than 30. Plus, most contracts give you a grace period of 10 to 15 days so if your payment is only a few days late, theres no fee at all. Rent Payments. Renters also pay a fee for paying their rent late. According to RentLaw, most courts say a reasonable fee for landlords to charge is up to 5 of becu credit cash advance rent.
So for a 600 rent payment, the fee would be 30. In addition, some states say landlords cant charge a fee at all until the rent is 5 to 10 days late.