With as little as 5 equity you can refinance. FHA loans USDA mortgages Alt-A loans Subprime Loans Option ARMs Adjustable rate mortgages. My appraisal shows a lower value that I expected. Can I still refinance with a conventional loan.
Possibly. The refinance may require mortgage insurance. Even with that cost, it still might be worth refinancing. Also, look into a HARP loan, which does not require mortgage insurance.
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