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A loan was only a few clicks away. For borrowers, there was a catch. Payday loans typically come with high interest rates that can add hundreds or thousands of dollars to the original loan amount and trap poor borrowers in a cycle of debt. For this reason, many states have cracked down on payday lenders. Fourteen states and the District of Columbia ban payday loans altogether, and all of the remaining states regulate payday lending to some degree.

With Think Cash, Rees had found a clever way around these regulations: The loans were passed through a nationally chartered bank, thereby exempting them from state banking laws. This "rent-a-bank" model had been popular among online payday lenders since at least the late 1990s.

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Car Emergencies. Utility Expenses. Taxes Owed. New Appliances. A Sick Pet. BrokenLost Cell Phone. Why an Online Installment Loan. How long does the application process take. What if I have bad credit.

Cash advance places in hillsboro ohio