Lenders Disclosure of Terms. The lender you are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender based on the lenders internal policies, underwriting criteria and applicable law. WhiteRockLoans.
com has no knowledge of or control over the loan terms offered by a lender. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you. Late Payments Hurt Your Credit Score. Please be aware that missing cash in advance is not really buying on credit payment or making a late payment can negatively impact your credit score.
To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments.
Eligibility. In order to get a payday loan, there are a few simple requirements you must meet before submitting your information. As long as you fill all the criteria, our lenders will be happy to consider you for a loan, even with bad credit.
All users must be over the age of 18, as credit cannot be offered to minors. You must also be a legal resident of the United States in a state that cash in advance is not really buying on credit payday lending. And you must have a fixed address where you can be easily contacted. You will also need to have a bank account so the lender can easily deposit the loan and take the repayment on the agreed upon date. If you do not have a bank account at the moment, you can set one up and go through the process at a later date.
Generally, you will need to have a bank account with some history (preferably without bank charges etc), so you might need to wait a little while before submitting your information if the account is new.
Note that repayment is an automatic process so be sure to have the funds in your account at least a day before the due date.
WhiteRockLoans. com is not a lender and does not make loan or credit decisions. WhiteRockLoans. com connects interested persons with a lender from its network of approved lenders. WhiteRockLoans. com does not control and is not responsible for the actions or inactions of any lender, is not an agent, representative or broker of any lender, and does not endorse any lender. WhiteRockLoans. com receives compensation from its lenders, often based on a ping-tree model similar to Google AdWords where the highest available bidder is connected to the consumer.
Regardless, WhiteRockLoans. coms service is always free to you.