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However, most payday loan users have income well below this level. More than 70 have a household income of less than 40,000. People in this group are three times as likely to use payday loans as people with incomes of 50,000 or more. Renters. People who rent are much more likely to use payday loans than people who own their homes. About 35 of American adults are renters, but 58 of citibank premiermiles cash advance borrowers are.
About 1 out of 10 renters has used a payday loan in the past year. Relatively Uneducated.