For that, he might get anywhere from 1 to 100 per lead. Murray draws a big distinction between his company and others in the business. He says he's completely aboveboard and works only with partners he trusts. "We have a pretty limited network of lenders, and we know what each of our lenders is looking for," he says.

"So whether it's a certain state or other qualifications or characteristics of the customer, it will match the appropriate lender based on those things. " Murray says neither he nor his lenders resells personal data, like the kind I submitted.

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