00-acre parcel size Residential zoning, or AG zoning with allowance for residential construction (non-commercial AG zoning only i.not a farm) Lot land sale price of. 1,154,000 (loan amount not to exceed 750,000) 720 mid-credit score for all applicants, and qualified credit history online cash advance ky the 7 years preceding 6 months of payment- equivalency reserves in qualified assets (retirement, investment, cash, etc call for specifics) 35 down payment is ALSO required when the subject land lot is: Larger than 5 acres AND : the lot land parcel has one or both public (municipal) water and sewer line atnear the property line 50 down payment is required when the subject land lot is: Larger than 5 acres AND : the lot land parcel has or will require both well water and private septic system.
Restrictions - Consumer Lot Land Loan Purchase Financing. We do not cooperate with loan brokers or accept referrals from loan brokers - sorry. No vertical improvements allowed.
This financing is limited to unimproved parcels - only a remnant go cash payday loans may be present on the subject lot. Any improvement on a foundation of any type will be required to be removed prior to the appraisal, regardless of type condition intent usage.
Purchase loans only - we cannot accommodate refinance loans of land lots at this time No cash-out - we do not provide cash-out loans on consumer land lot loans (which is a form of refinancing, and we do not refinance parcels intended for consumer purpose) Minimum lot loan amount is 100,000 (minimum sale price of 125,000 on 20 down payment-eligible parcels) Minimum 680 middle credit score from amongst all applicants 1st-lien go cash payday loans loans only - this is not a 2nd go cash payday loans product, and no seller or secondary financing is allowed behind the 1st loan Residential zoning or allowance of construction of a 1-unit home on non-income-producing agricultural (AG) property only.
This is not for commercial or industrial land financing.
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