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But well always take your circumstances into account and make sure that whatever personal finance loan you take out is within your means to pay back. We care about your well being. We're here for you through life's ups and downs, specialising in small loans to keep things how a cash advance works. City finance loans and cash solutions.

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How a cash advance works

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How a cash advance works

The NCR reminded credit providers that the overcharging of interest how a cash advance works fees under a credit agreement is now a criminal offence. Criminal charges will be laid by the NCR against credit providers overcharging consumers, Peters said.

The National Credit Regulator resorts under the Department of Trade and Industry and is responsible for regulation of the South African credit industry and making sure credit providers comply with the National Credit Act. In November last year, amendments were introduced to the National Credit Act which means among other things that any institution that lends money needs to be registered as a credit provider.

Prior to the amendments, a person or an institution had to register as a credit provider only if he or she was the credit provider of at least 100 credit agreements, or if the principal debt owed exceeded R500 000.

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How a cash advance works