Fast Funding. Accept and get funds. How our loans work. You apply online. Its easy to apply for a cash loan online. You can use your computer, smartphone or tablet. It only takes 5 mins.
Our lenders may offer you a loan with an APR between 20 and 300. The APR on a small dollar, short term loan represents the amount of your loan, cost of the loan, term of the loan and repayment amounts and timing.
Loans on the lower end of the APR range may be for a larger loan amount and for a longer term. Loans on the higher end of the APR range may be for a smaller loan amount and for a shorter term. Depending on your credit needs and desire to pay your loan off quickly, your lender may only offer you loans with an APR near the high end of the range noted above. This is an expensive form of credit. A short term loan should be used for short term financial needs only, not as a long term financial solution.
Customers with credit difficulties should seek credit counseling or meet with a nonprofit financial counseling service in their community.
California has enacted tough lending rules and many payday lenders and installment lenders no longer service the state of California.
With that, there are still options available in California if you need an online payday loan or installment loan. Use our list of direct lenders in California to your advantage. Most importantly, make sure you find a company thats offering the best rates and payback terms. We expect a few new lenders to offer online cash advance loans again as we move through 2018. As of now the list of lenders below is our most recent list of payday loan lenders that offer loans in California.
Last Revised 7-12-2018 Check Into Cash: Youve probably seen their commercials or driven by one of their many storefront locations in California.
The good news is they also offer California payday loans to consumers with bad credit. Check Into Cash has been around for years has great customer service as well as a quick online application process. Currently offering online payday advances with funds available in one business day for California residents.