Checking account: You need a checking account to write a check for your payday loan, and there are penalties if your check bounces when the lender tries to cash it. Clear title: You will need to provide a clear title when you apply for a title loan that is in your name.

A lien release may be required to be presented with the title to process a loan. Proof of address: You will need to provide some valid form of address, such as a recent utility bill or bank statement, for both payday and title loans.

Credit rating: The lender will run your credit report to see if the agreement makes financial sense for both parties. Even lenders that offer loans for icici bank personal loan rate of interest 2015 with bad credit will usually need to see some credit history. Your loan options and APR may be impacted by your credit score. Maximum loan amount. Title loans are a quick way to get money, but the amount of money a borrower can access is usually very limited.

Icici bank personal loan rate of interest 2015

Explore other options. Search the alternatives below, borrow from friends or family, ask your boss for an advance, or even use a pawn shop - anything but a payday loan. Interested in speaking to certified credit counselor in your area right now.

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Icici bank personal loan rate of interest 2015

The applicant should be into a legitimate job for a regular income flow on monthly (periodic) basis. - The applicant must be working with the same employer for at least 3 months or more.

- The applicant should have an active bank account - The applicant should not have been declared himself as a bankrupt or is defaulting with any existing financial institution. Each lender can have some or more of such qualifying criteria and a way of evaluating such applications. Once the application is granted, the money is disbursed to the borrower. The entire process usually takes a day or two making the money available with the borrower almost immediately.

This makes it as quite a popular choice with the masses since there is no lag in processing and the borrower can use the money he wants to.

Icici bank personal loan rate of interest 2015