My father was the first in the family to get tertiary education and here I was getting into pawnbroking, Mukheibir laughs. Launching and teething. We saw a lot of advantage becoming master franchisors rather than starting our own brand.
We knew nothing about retail and needed the best brand in its sector for the support and for reputation by association. The brand was already ten years old, and because there were no regulations for pawnbroking in SA, we needed a credible brand behind us. By this time it was 1994 and the whole country was changing. I resigned from Implats in February 1994, signed the franchisor agreement on 1 April, 27 days before the first democratic elections, and we opened the first Cash Converters store in Parow, Cape Town, after two months of training.
That store is still there today except 400m up the road, Mukheibir smiles. Financing was as challenging lo doc personal loans australia as it is now.
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Do they have a security interest. There's no way for me to know. Ask your own bankruptcy attorney about that. If the do repo the car, would you owe any outstanding balance on the loan. Maybe not, but again I can't give you legal advice about this; you'll need to ask your own attorney.
Considering filing chapter 7 bankruptcy.