But eventually, I did find someone willing to talk about the business. Jack Murray heads Fix Media Group, in Virginia, which has a site called wefixmoney. com. Murray says his company - not unlike eTaxLoan - is really a marketing firm.

"We are a matching service, just like an Expedia is for a travel company or a Hotels. com is for a hotel company," Murray says. But instead of matching travelers with hotels, Murray matches those who need cash - and can't get it elsewhere - with those willing to lend. For that, he might get anywhere from 1 to 100 per lead.

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