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Although the cash advance helped Taylor buy the land, it came with a 705 percent annualized interest rate. Over the course of 10 months, Taylor would have to pay an extra 3,150 on top of the 1,000 hed borrowed. Although Taylor works full time and makes a 48,000 yearly salary, cash advance to estate found it impossible to keep up with the payments and still have money left over for living expenses.

Afraid of what might happen if he defaulted on the loan, Taylor went online and borrowed more money, from a different payday lender. When he couldnt pay off the second loan, Taylor took out a third. And then a fourth, and then, finally, in October 2014, a fifth. The loan companies were taking Taylors entire paycheck every two weeks, Taylor said, and he started need a quick loan in ghana odd jobs to make extra money. He even had to write bad checks to buy groceries for himself and his mother.

Need a quick loan in ghana

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Need a quick loan in ghana