When choosing a lender: The repayment options offered by the lender should be carefully looked through before signing a credit agreement. Remember that it's always best to pay the loan back as soon as possible in order to reduce total interest payable.
But at the same time, you do not want to be given too short of time to make your repayments just in case you fall into some difficulties. By law, money lenders are meant to give access of the following, amongst others, to the consumer: A quotation and pre-credit agreement detailing all the ocbc bank cash loan amounts and information relating to the final credit agreement.
All documentation concerning the loan after all parties have signed the credit agreement. All of this must be written in simple language, easily understandable by the consumer. The financial service provider has the duty to keep the consumer's information confidential.
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Service availability and scope are subject to change without notice.
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