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My last 30 day late reported was in March 2009. I have two collections accounts reported that have been paid in full since 2008. I also have a civil judgment showing up from 2006 that has also been satisfied and paid in full in 2008.
I'll be using all of the funds to payday cash loans nz debt and will have the bank submit the payoffs so that they know that those debts have been paid in full. My DTI is currently 23. 1 before the loan. I've offered the LO an LOE on the derogs but haven't heard back yet (been communicating thru email). Think this loan will be based upon how good a Valentine's Day the underwritter is having.
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