New Yorkers should steer clear of payday loans. If you are struggling to pay your bill: Ask your creditors for more time. Find out what they charge for late payments, finance charges or interest rates since it may be lower than what you might end up paying for a payday loan.
Work with a community development credit union or a non-profit financial cooperative, which may provide affordable small-dollar loans to eligible members.
Ask for a salary advance from your employer, or borrow from family or friends. Consult social service agencies, they may have programs to help with food, housing and home heating costs.
ATM withdrawals may be subject to varying daily limits at the ATM owner's discretion. Were Committed To Service, Speed Security.
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