I recommend that you consult with a bankruptcy attorney in your area to see if filing bankruptcy would be a good option for you, and if so then move forward so you're ready to file your case just after that three-month period. And no, don't tell them anything about bankruptcy. I'm a 73-year-old retired, disabled woman with three payday loans. I only have payday loans online houma la money from Social Security to pay my rent and utilities and feed my grandchildren, who live with me.
I believe I should take Ch. If so, will I have to pay a large amount for the bankruptcy services.
Discuss this with your debt collector. You pay the collector and the collector will pass the money onto the payday lender. Read the OFTs guidance on dealing with debt collectors for more information about your rights. If you think youre being treated unfairly by a payday payday loans online houma la, send them a written complaint outlining why you think they are not adhering to the OFTs Lending Guidance. If you do not receive a satisfactory response within eight weeks, escalate your complaint to the free-to-use and independent Financial Ombudsman Service, who settles disputes between lenders and consumers.
Industry concerns. In March 2013 the OFT announced it had serious concerns about payday lenders after it uncovered evidence of widespread irresponsible lending.
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