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75 fixed, 0 points, 15 year loan if my score was 680 or higher. I told her that with the recent hard inquiry last week my midscore may be lower than a 680 and asked what the terms would be and she said, if approved on the loan with a midscore below 680, add 0. 25 to the interest rate, all else remains the same. So it seems as though, without directly asking, that their "guideline" score is 680.
She said we should hear back within a week. I gave her an LOE on my older than 24 month derogs as ammunition and she said that it was a thorough explanation and will provide it if asked. Mark as New Bookmark Subscribe Subscribe to RSS Feed Permalink Print Email to a Friend Report Inappropriate Content.
Re: Cash out from land equity.