Com. Frequently Asked Questions. The ability to meet all of the guidelines that are specific to your state of residence An active checking account with direct deposit An active e-mail address Proof of income, verifiable employment Be 18 years of age or older No outstanding payday loans with Check n Go online or retail location.
Complete and submit the online application. Review and accept online loan application information. Review loan documents, loan status, amount of loan offered, total payback amount, and payment due dates.
Provide electronic signature accepting loan documents. Fax any supporting documents requested on the application.
However, if any lender asks for those fees in cash before giving you any money, walk away - especially if it's an online lender asking for money via wire transfer. Charging undisclosed upfront fees is illegal, and cash sent by wire cannot be traced. Limit the amount you borrow. Only borrow what you know you can pay off with your first paycheck. Most companies will allow you to roll over the balance for several weeks or months, but they tack on fees each time personal loan form from individuals roll it over.
This can result in you owing several times what you borrowed in the first place. Read the fine print. Pay close attention to fees and consequences of nonpayment. Will the company allow you to make arrangements if you cannot pay.
What are some other ways to borrow money. You might be able to borrow money from: family or friends a bank or credit union your credit card. You might ask for more time to pay your bills. You personal loan form from individuals talk to a credit counselor to get help. What if Im in the military.
If you are in the military, the law protects you and your dependents. The law limits the interest rate on payday loans.
The law also tells lenders to give you information about your rights and the cost of the loan.