Look for a payday alternative loan: Some credit unions offer small, short-term cash advances known as payday alternative loans. Federally chartered credit unions legally cant charge more than a 28 personal loan or 4 percentage rate on PALs. Thats not cheap, but its much better than payday loans, which have triple-digit APRs.
Take out a personal loan: Some lenders can fund a personal loan in a day; if you have good credit, youll probably have many choices.
If your credit is a challenge, youll need to find a lender that not only delivers fast cash but also accepts poor credit. Rates for borrowers with bad credit from mainstream lenders top out at 36 APR.
You can get unsecured and bad credit loan through web and SMS (text loans). Great site to get an installment payday loan. Horrible. I think this is a scam. I should've known better and looked them up. I gave them all my banking info and personal info. when I applied.
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