Look for a payday alternative loan: Some credit unions offer small, short-term cash advances known as payday alternative loans. Federally chartered credit unions legally cant charge more than a 28 personal loan or 4 percentage rate on PALs. Thats not cheap, but its much better than payday loans, which have triple-digit APRs.

Take out a personal loan: Some lenders can fund a personal loan in a day; if you have good credit, youll probably have many choices.

If your credit is a challenge, youll need to find a lender that not only delivers fast cash but also accepts poor credit. Rates for borrowers with bad credit from mainstream lenders top out at 36 APR.

Personal loan or 4

You can get unsecured and bad credit loan through web and SMS (text loans). Great site to get an installment payday loan. Horrible. I think this is a scam. I should've known better and looked them up. I gave them all my banking info and personal info. when I applied.

Personal loan or 4

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Personal loan or 4