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I asked him if he was familiar with the FDCPA (Fair Debt Collection Practices Act). I advised him that under the FDCPA you cannot personal loans bc detailed messages on someone's voicemail which does not identify the person whom you are calling and that you cannot leave more than one message per day.
They were leaving five or six messages per day. He didn't want to hear that. He continued to argue with me. I advised him to not call ever again but he would not let me get a word in.