What Is a Cash Advance. A cash advance allows you to use your credit card to get a short-term cash loan at a bank or ATM.
Unlike a cash withdrawal from a bank account, a cash advance has to be paid back - just like anything else you put on your personal vs consumer loan card. Think of it as using your credit card to buy cash rather than goods or personal vs consumer loan. Its convenient, but its quite expensive.
How (and why) do you get a cash advance. If you carry only credit cards for day-to-day spending, you could find yourself in a pinch when confronted with a cash-only situation, such as buying lunch from a street vendor, veggies at a farmers market or a sandwich at a mom-and-pop deli.
In that case, a cash advance might be tempting. Some people also turn to credit card cash advances when they need paper money but dont have enough in their bank account. If your credit card has a PIN, you can get cash advances directly from an ATM.
ETaxLoan personal vs consumer loan a lender at all, but something called a lead generator. It finds potential customers, then passes them on. When I tried to contact eTaxLoan to learn more, I might as well have been looking for the holy grail.
The company's customer service line connected to a recording that said "due to an overwhelming response to great loans," it could not take calls. The site lists an address in Delaware - but the company isn't at that address. I spent days trying to find the company's physical location, without success. And when I tried to call back the people who had offered me loans, I couldn't get through.
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