I'm a 73-year-old retired, disabled woman with three payday loans. I only have enough money from Social Security to pay my rent and utilities and feed my grandchildren, who live with me. I believe I should take Ch. If so, will I have to pay a large amount for the bankruptcy services. I live in Tennessee and saw a bankruptcy attorney last spring. He said I would have to go Ch. 13 and pay his firm 675 per month to manage my bills.

Purpose cash loans dr mark

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Purpose cash loans dr mark

To further decrease their risk, lenders prefer that borrowers have some sort of fallback if things go wrong. For instance, if you lose your job, your income declines or you experience a medical emergency.

The term reserves, simply means cash you can get your hands on fast if you need it. When Do You Need Reserves. You typically dont need reserves when you purchase a primary residence.

However, with a second home, a multi-unit property, or investment real estate, you probably will. This would seem to leave out reserve worries for single-family prime residences, but maybe not. You may need reserves if you want to cash out some home equity.

Purpose cash loans dr mark