At least 21 years old, but not more than 70 years old upon loan maturity. A Filipino citizen with a residence and office landline. Regularly employed for at least 1 year with a minimum gross monthly income of Php 10k. Self-employed operating a legitimate business that has been profitable for at least 3 years. How does LoanSolutions. ph work.
If a lender requires payments be automatically withdrawn from your checking account, consider setting up a low balance alert with your bank to avoid overdraft fees. APR surprises. The total cost of your loan, including any origination fees, should be clearly disclosed and figured into the annual percentage rate.
In addition, look for these consumer-friendly features: Payments are reported to credit bureaus. Your credit score benefits if the lender reports on-time payments to credit reporting agencies. All lenders reviewed by NerdWallet do so. Flexible payment features. Some lenders let you choose your payment due date, forgive an occasional late fee or allow you to skip a payment in case of hardship. Direct payment to creditors.
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