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Late Payments Hurt Your Credit Score. Please be aware that missing a payment or making a late payment can negatively impact your credit score. To 615 credit score personal loan yourself and your credit history, make sure you only accept loan terms that you can afford to repay.
If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments.
However, some companies have extra requirements when giving out a title loan. GPS tracking: Some lenders require a GPS to be placed in a borrowers car so they can track where the car is. This box also small payday loan same day the lender to shut the car off if you fail to pay your monthly payment. This device can locate the vehicle and help the lender reclaim that collateral.
Copy of keys: Many borrowers are asked to surrender a copy of their car keys to the lender when they take out a title loan. If you have a wireless key fob, they may hold one of those as collateral. Qualifications. One benefit of getting a payday or title loan is that you dont need to have good credit. There are, however, some standard requirements you must meet in order to qualify: Steady income: You dont necessarily need a job for all lenders (although some do require it), but you need to provide evidence of a steady stream of income in order to qualify for a loan.