Corpus Christi, TX Cash Advances and Title Loans. 1216 Waldron Rd Ste 125 Corpus Christi, TX 78418 (361) 937-0100 Hours: 10-6 M-F, 10-2 Sat. 4117 S Staples St Ste 280 Corpus Christi, TX 78411 (361) 855-8608 Hours: 10-6 M-F, 10-2 Sat.
4425 Kostoryz Rd Ste B Corpus Christi, TX 78415 (361) 225-2709 Hours: 10-6 M-F, 10-2 Sat. 6181 Saratoga Blvd Ste 101 Corpus Christi, TX 78414 (361) 906-0237 Hours: 10-6 M-F, 10-2 Sat. 3 Simple Steps. Step 1 - Start your application online and save time using our short, secure form.
Short-term, high-interest payday loans can trap you in a cycle of debt. NerdWallet is here to help. Stop and think. Payday loans can ruin your family's finances. Interest rates can top 1,000, and nearly half of borrowers default inside two years. Explore other options. Search the alternatives below, borrow from friends or family, ask your boss for an advance, or even use a pawn shop - anything but a payday loan. Interested in speaking to certified credit counselor in your area right now.
In consumer lending, the phrase "cash advance" can also refer to payday loans. Issued by special payday lenders, they can range anywhere from 50 to 1,000, but they come with fees (around 15 per 100 borrowed) and interest rates exceeding 100. Rather than taking into account the borrower's credit score, the lender determines the amount of the loan based on local state regulations and the size of the applicant's paycheck.
If the loan is approved, the lender hands the borrower cash; if the transaction takes place online, the lender makes an electronic deposit to the borrower's checking or savings account. The loans are extremely short-term required south central bank personal loan be south central bank personal loan back on the borrower's next payday, unless he or she wishes to extend the loan, and in that case additional interest is charged.
Unfortunately, many do: 80 of all payday loans are rolled over within 30 days of the previous loan, according to a study by the Consumer Financial Protection Bureau (CFPB).
The process can be quick, if more complex, than securing a credit card cash advance. To get a payday loan, you write a postdated check made out to the payday lender for the amount you plan to borrow, including the fees. The lender in turn immediately issues the borrowed amount, but waits to cash your check until the payday comes. Nowadays, some electronically minded lenders have borrowers sign an agreement for automatic repayment from their bank accounts.