Example 3 : If you borrow 1500 over a term of 2 years with a representative APR of 7. 9, you will have 24 monthly payments of 67. 59, for a total amount payable of 1622. Financial implications (Interest and finance charges) If you are approved for a loan, your lender will present you with the exact fees and interest rate of your loan prior to your formally accepting their offer.
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Your lender will charge you fees andor interest and must provide you with full disclosure of their loan terms upon approval. It is then your responsibility to read through the terms before signing your loan agreement. WHAT IF I NEED TO MAKE A LATE PAYMENT. Late Payment penalties differ from lender to lender. Lenders may be forgiving if you contact them directly, though some may automatically add a fee if it is in their agreement. For more information, please contact the lender directly if you have young person business loan issues repaying your loan.
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