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Check your options before you borrow: For information about typical personal loan options for managing bills and debts, ring 1800 007 007 FREE from anywhere in Australia to talk to a free and independent financial counsellor Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94 The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.
This statement is an Australian Typical personal loan requirement under the National Consumer Credit Protection Act 2009.
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If you are connected to a tribal lender, please understand that the tribal lenders rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan typical personal loan that you cannot afford to typical personal loan or that includes terms that are not acceptable to you.
The purpose of shorter duration loans is to provide the borrower temporary financial relief. Such loans are not a long-term financial solution. Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.