This service is not available in all states. If you request a loan in a particular state where such loans are prohibited, or in a location where WhiteRockLoans. com does not have an available lender, you will not be connected to a lender. In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lenders rates and fees may be higher than state-licensed lenders.
Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
Once you have completed your short term loan application, your details are sent to Monevo's approved panel of lenders to see who can offer you a loan. The lender offering the most competitive rate will be selected and credit offered. In some cases, a lender may offer you to lend you a lower amount, that they feel is more within your means to comfortably repay. By filling in an application form, you are not committing to anything in any way until you sign the electronic loan agreement to accept credit.
Once you sign your credit agreement its just a case of waiting for the money to be paid into your bank account. Monevo strongly advocate responsible borrowing; if you cant afford to repay it comfortably please dont apply for a loan. If you are struggling financially for longer periods of time you may wish to seek independent debt advice.
There are several agencies in the UK that offer this service for free. See our debt advice page to see some of the organizations that you can speak to for free and in confidence.
Our online service readily serves your need to connect with a lender. The process takes a few minutes. Fill out our secure online form and we send an encrypted copy to an authorized lender to approve. Once you submit your information, you will be redirected to the lender's website where you can review the terms of the loan, including details about all the applicable rates and fees. If you accept these terms, the lender will deposit money directly into your bank account as quickly as the next business day.
Every inquiry received is handled with care and speed. Your Loan, Your Business. We recognize a personal loan is a private matter.