Conventional loan guidelines require borrowers to have a minimum middle FICO score of 620-680 for approval. Applicants must have made all housing payments on time for at least 12 months. Conventional mortgage requirements contain significant waiting periods after a bankruptcy or foreclosure. Conforming loans adhere to the following credit guidelines for approval: The minimum conventional loan credit score is 620-680 depending on the program.

The interest rate is based on credit score, and 720 obtains the best rate. LTV requirements are based on credit score. Better scores have higher LTV limits. Mortgage insurance requirements are driven off credit score and LTV. Applicant cant have late payments in the last year.

Whats the most you can get for a personal loan

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Whats the most you can get for a personal loan

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Whats the most you can get for a personal loan